Destiny Credit Card

Hey, WalletHubbers! Today, we’re talking about the Destiny Credit Card. In this quick overview, we’ll share the four things you really need to know about this card… First, the Destiny Credit Card is an unsecured credit card that people with bad credit can get approved for. An unsecured credit card is a card that does not require any type of security deposit to apply or open an account. Second, the Destiny Credit Card is a bit expensive. The Destiny Credit Card annual fee is $59 - $99. The exact amount of the fee depends on an applicant’s overall creditworthiness. This isn’t the highest annual fee among credit cards for people with bad credit, but it’s certainly not the lowest, either. Third, the Destiny Credit Card reports account information to all three major credit bureaus on a monthly basis. That means it can help you build credit history or rebuild your credit standing as long as you pay your bills by the due date and avoid maxing out your spending limit. Finally, it’s fair to wonder whether the Destiny Credit Card is the best credit card available to people with bad credit. The answer is no. If rebuilding your credit is your top priority, a secured credit card will be a far cheaper choice. There are usually at least a few with no annual or monthly fees. And secured cards report to the credit bureaus just like unsecured cards. On the other hand, if you’re in a pinch and need to borrow, the Destiny Credit Card might be worth considering, but it’s probably not going to be the cheapest option. Those are the key things that you really need to know about the Destiny Credit Card. If you want to learn more and apply for the Destiny Card, click the button here.