Health insurance for Senior Citizens above 65 years

From there a senior citizen will be left on his or her own to pay for any medical need such as consultation laboratory and diagnostic procedures or risk confinement so what options then are available  hello among rff this is sean contreras from number financials first of all i'm really overwhelmed with the number of inquiries that we got from the several videos naginawanami and medical insurances we then try to do our best to really understand your situation and objectives in getting a health coverage for you and your family and i've noticed that many of you are interested if there is a health plan applicable to senior citizens or for those ages 60 years old and above allah and we would like to help you find the right plans for your health care needs we understand that it can be hard to find a plan for senior citizens and i hope that this video can give you some answers to be honest it is unfortunate that there is no comprehensive hmo plan available for senior citizens hmo companies usually only provides membership plans up to age 60 and renewals up to age 65 from there a senior citizen will be left on his or her own to pay for any medical need such as consultation laboratory and diagnostic procedures or worse confinement so what options then are available fortunately there are medical insurance plans and prepaid hmo cards that are designed with the senior citizens in mind products i personally recommend would be the premier plan of pacific cross and prima gold of maxicare to get a general understanding of medical insurances and prepaid cards feel free to check out some of our previous videos we understand that being a senior citizen can be a bit tricky especially when it comes to finances at this age it can be difficult to pay for health care services this is why a good option is to avail of a health plan that is affordable but provides good health benefits we recommend to get the premier plan of pacific cross and bundle it together with the prima good product of maxi care this is because the benefits of the two products complements each other began a comprehensive set of health benefits or coverage for senior citizens this is a medical insurance plan that is specifically designed for senior citizens puedeto for those over 65 years of age and it can be renewed until age 100. admittedly medjumeka mahalan amanga plans nato with the lowest plan starting at around thirty one thousand pesos pero aganda mandito is that the medical coverage you get is significantly higher than what you are paying for so appear would be at 500 000 pesos and the highest medical coverage that you can get for this plan would be at 1.5 million pesos you will then get a comprehensive range of inpatient and emergency benefits including hospital young roommate icu surgical expenses of intention and emergency benefits leave your email address in the comment box below or simply get in touch with us so we can discuss this product further amagunda pasa planeto is that you have your own choice of doctors hospitals and specialists since the mode of availment is through reimbursement unlike hmo plans that requires you to avail medical treatments with your accredited hospitals and doctors you can choose the best medical care with the medical insurance plan of pacific cross this is important especially if you have a family doctor although for the reimbursement there is a 10 co-payment arrangement where only 90 will be reimbursed by pacific cross but still having a plan where you are assured that 90 of the total expenses will be covered is important considering the high cost of medical treatments during your golden years it is also important to take note that three existing conditions are excluded in your coverage unless they are declared and approved by pacific cross pre-existing conditions a yamasakit prior to getting the medical insurance plan medical insurance existing conditions well yes i understand that majority of senior citizens today would have some medical history or complications already but i personally believe that getting a medical insurance is still reasonable simply because senior citizens are generally more prone to be affected by viral bacterial and airborne illnesses so quite indie covered among pre-existing conditions it still pays to be prepared for other medical conditions or even physical accidents also a magandana monkey pacific cross is that your pre-existing condition can be partially covered upon renewable subject to additional premium based on its renewable assessment and review in conclusion the premier plan of pacific cross is designed to help senior citizens better deal with life's physical and financial uncertainties now another plan that senior citizens can consider would be the prima gold prepaid hmo product of maxicare prima gold offers senior citizens with unlimited outpatient consultations and even availment of laboratory and diagnostic procedures within maxi care's network of primary care centers and my health clinics the price of prima good is a one-time payment of 12 999 pesos which is then valid for one year upon registration for senior citizens aged 60 years old and above getting this card provides the senior citizens with unlimited consultations outpatient laboratory dental coverage and even a 20 000 pesos annual emergency room coverage once registered the members would then get exclusive access to the following maxi care owning facilities sumeron tayo sabijisi bridgetown id park clark pampanga cebu buses park ayala ayala north exchange centrist quezon avenue northgit alabang abriza moldapow and soon to open in iloilo and double dragon plaza melrondin access among our members samana primary care clinics inside hospitals such as cardinal santos medical center centurion medical marketing chinese general hospital makati medical center saint luke's question city and st lux at bgc and also the medical city in summary maxicare prima gold provides unlimited lab tests diagnostics and consultations for senior citizens with the age of 60 and above and also as mentioned earlier it can complement the inpatient and emergency benefits provided by premier of pacific cross paramahammad biganon comprehensive and complete on a medical benefit.